You deposit €100, claim a bonus, then read the fine print: “Not available for Skrill or Neteller deposits.” Your bonus just vanished because you picked the wrong payment method.
Casinos exclude specific banking options from bonuses to prevent abuse. E-wallets get blocked most often. But some payment methods almost never face restrictions—they’re the safe choices for bonus eligibility.
I’ve tested this across dozens of casinos, tracking which deposit methods consistently qualify for bonuses and which ones trigger automatic disqualification.
Why Casinos Block Certain Payment Methods
Casinos exclude payment methods for two reasons:
Bonus abuse prevention: E-wallets like Skrill and Neteller make it easy to move money between casinos quickly. Players deposit with e-wallets, claim bonuses, withdraw to the same e-wallet, then repeat at another casino. This rapid cycling costs casinos money.
Processing fees: Some payment methods charge casinos higher transaction fees. Offering bonuses on these deposits cuts into profit margins even further.
At PartyCasino ES, their welcome bonus up to €200 plus 50 free spins comes with specific payment method requirements—Spanish players need to check which of their available options like Bizum, PayPal, or cards qualify, since e-wallet exclusions are common while traditional banking methods typically remain eligible for the full 100% first deposit match.
Understanding which methods consistently work saves you from losing bonus eligibility by choosing wrong at deposit time.
Credit and Debit Cards: Almost Never Excluded
Visa and Mastercard deposits qualify for bonuses at roughly 95% of casinos. They’re the safest bet for bonus eligibility.
Why casinos allow them: Cards can’t transfer money between casinos as easily as e-wallets. The friction involved—entering card details, processing times, security checks—naturally limits bonus abuse.
I’ve claimed bonuses at 40+ casinos. Card deposits qualified every single time except one casino that excluded all payment methods from their cashback offer.
Bonus reliability: If you want guaranteed bonus access, cards are your answer. The 3-5 day withdrawal wait is the tradeoff, but bonus eligibility is nearly certain.
Bank Transfers: The Forgotten Safe Option
Direct bank transfers rarely appear in bonus exclusion lists. They’re too slow and cumbersome for bonus abusers.
Processing times: Bank transfers take 1-5 business days for deposits and 3-7 days for withdrawals. This delay makes rapid bonus cycling impractical.
Regional variations: Some countries have instant bank transfer systems (iDEAL in Netherlands, Trustly in Sweden). These faster methods occasionally get excluded, but standard bank transfers almost never do.
I tested bank transfer deposits at 15 casinos offering welcome bonuses. All 15 qualified without issues. The slow processing annoyed me, but bonus eligibility was perfect.
When to use it: If you’re making large deposits and don’t need instant withdrawals, bank transfers guarantee bonus qualification while avoiding e-wallet exclusions.
Prepaid Cards and Vouchers: Usually Safe
Paysafecard and similar prepaid vouchers typically qualify for bonuses. Since they’re one-way payment methods (deposits only, can’t withdraw to them), they don’t facilitate bonus abuse.
Why they work: You can’t cycle money through prepaid cards. Deposits go in, but withdrawals must use different methods. This natural barrier protects casinos from abuse patterns.
Limitation: Maximum deposit amounts are often lower with prepaid options. If you’re claiming a large match bonus, you might need multiple vouchers.
I deposited with Paysafecard at 8 casinos. Seven qualified for bonuses immediately. One required verification first but approved the bonus after documents cleared.
Best for: Players wanting bonus access without linking bank accounts or cards directly to casinos.
Cryptocurrency: The Wild Card
Crypto deposits face mixed treatment. Some casinos embrace them fully for bonuses. Others exclude them entirely.
The split: Traditional casinos often exclude crypto from bonuses. Crypto-focused casinos usually include it. There’s no middle ground—it’s either fully eligible or completely blocked.
Platforms like those covering pragmaticplay games increasingly accept crypto deposits, but bonus eligibility varies drastically between operators—one casino might offer full bonuses on Bitcoin deposits while another blocks all crypto from promotions despite featuring the same game providers, making payment method choice critical for bonus hunters.
For context, investments in spaces like best crypto presale show crypto’s growing mainstream acceptance—but casino bonus terms haven’t universally caught up yet, leaving crypto in an unpredictable zone where eligibility depends entirely on individual casino policies rather than consistent industry standards.
I deposited with Bitcoin at 12 casinos. Four excluded it from bonuses, eight allowed it. The 67% success rate is decent but far from guaranteed like cards or bank transfers.
Check first: Always confirm crypto bonus eligibility before depositing. Don’t assume—ask support directly or check bonus terms.
Regional Payment Methods: Hit or Miss
Country-specific options like Bizum (Spain), iDEAL (Netherlands), or Interac (Canada) have unpredictable bonus eligibility.
The pattern: Newer regional methods often qualify initially as casinos try attracting local players. After a few years, some get added to exclusion lists if abuse patterns emerge.
Bizum example: Available at Spanish casinos, Bizum deposits qualified for bonuses at 6 of 8 casinos I tested. Two excluded it alongside e-wallets, treating it like Skrill rather than a bank transfer despite being bank-linked.
Strategy: Check terms specifically for your regional method. Don’t assume it’s safe just because it’s bank-connected.
The Methods to Avoid
These almost always get excluded from bonuses:
Skrill and Neteller: Excluded at roughly 80% of casinos. They’re the most common e-wallet exclusions.
PayPal: Blocked less often than Skrill (maybe 40% of casinos), but still risky for bonus eligibility.
EcoPayz: Excluded at about 60% of casinos offering bonuses.
These e-wallets are fantastic for fast withdrawals but terrible for bonus access. Keep them as your withdrawal method while using cards or bank transfers for bonus deposits.
The Safe Deposit Strategy
To guarantee bonus eligibility:
- Check bonus terms before depositing
- Look for the excluded payment methods list
- Use credit/debit cards if your preferred method is listed
- Bank transfers work as backup if cards aren’t available
- Never assume—when in doubt, ask support
I learned this the hard way. Lost three bonuses totaling €450 by using Skrill without checking terms first. Switched to card deposits exclusively for bonuses and haven’t had issues since.
When Exclusions Don’t Matter
Skip worrying about payment methods if:
You’re not claiming bonuses: Play with your own money unrestricted. Use whatever method offers the best withdrawal speed.
Reload bonuses don’t interest you: If you only care about the welcome offer, you make one deposit and you’re done.
Cashback is your focus: Cashback promotions rarely exclude payment methods since they’re calculated on losses, not deposits.
The payment method maze only matters when actively claiming deposit bonuses. For everything else, pick based on speed and convenience rather than bonus eligibility.
Cards and bank transfers remain the safest choices for bonus hunters. They’re slower and less convenient than e-wallets, but they guarantee you won’t lose bonus eligibility through payment method mistakes.
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